Employee Benefits

Benefit	Provided By	Eligibility	Who Receives	What is provided
Group Health Insurance (two plans to choose from)	BHC - employee pays portion of premium based on number of family members.	90th Day of Employment	Full-time and part-time team members and eligible dependents.	Excellent health care coverage at group rates through BC/BS
Voluntary Insurance Plans	Employee (Discounted rate through BHC)	All team members, immediate coverage at time of hire if elected Vision is not eligible to PRN team members and starts on 90th day of employment	All Team Members	Accident, Critical Illness, Short-Term Disability insurance and Whole Life insurance at competitive group rates for individual policies through AFLAC Insurance Company. Vision insurance through Avesis. Pet insurance available through VPI. Auto Insurance through MetLife.
Dental Insurance	BHC - employee pays portion of premium based on number of family members	90th day of employment	Full-time and part-time team members and eligible dependents	Excellent Dental coverage at group rates through Delta Dental.
Section 125 Flexible Compensation Plan	BHC	Immediately	Full-time and part-time team members	Contributions for health and dental insurance are deducted before taxes
Long Term Disability Insurance	BHC	90th Day of Employment	Full Time Team Members Disabled employee after 3 months continued disability	Monthly income for approved claimant to age 65 or minimum of 12 months. Maximum benefit: 50% of earnings. Minimum benefit: $100/month. Integrates with Social Security and Worker's Compensation. No cost to employee.
Group Life Insurance	BHC - base amount paid for by BHC. Ability to purchase additional amounts	90th Day of Employment	Full-time and part-time team members	Term Life Insurance with AD&D benefit.  Based on annual earnings. $10,000 min. at no cost.  Employee can purchase one, two, or three times amount at group rates.  Waiver or premium for disability.
Dependent Life Insurance	Employee (Discounted rate through BHC)	90th Day of Employment	Spouse and legal dependents of full-time team members.	$5,000 spouse, $2,500 per child or $10,000 spouse, $5,000 per child
403 (b)/401(k) Retirement Savings Plan	BHC through employee contributions	Immediately	All Team members	Payroll deduction savings program which also reduces federal income taxes with employer match after 1 year of qualified service
Flex Spending Account & HSA (Cafeteria Plan)	BHC	90th Day of Employment	Part-time and Full-time team members	Set aside funds to pay for uncovered medical & childcare expenses on a pre-tax basis
Paid Days Off	BHC	Accruals begin on 90th day  of employment and are based on full-time or part-time hours worked	All full-time and part-time team members, available for use upon completion of probation period	Incorporation of vacation, holidays and sick leave into one program allows greater flexibility to team members in scheduling paid time off. Time off is paid at the employee’s regular hourly base rate
Life Long Learning and Tuition Reimbursement	BHC	Following 6 months of employment	Full-time and part-time team members	Tuition payment for full-time team members up to 6 hrs/term at Bachelor’s level; 3 hrs/term at Master’s level. Tuition reimbursement for part-time team members up to 50% of full-time benefit.
Employee Assistance Program	BHC	Immediately upon employment	All team members and immediate family members	Mental health counseling sessions for stress or job performance issues; marital, family; and adolescent problems, emotional disorders; alcohol and drug abuse problems
Employee Discount Program	BHC	Immediately upon employment	All team members	Online discounts and saving s coupons available from local and national retailers through Perkspot.com
Credit Union	Harvesters Credit Union	Immediately upon employment	All team members	Full-service credit union onsite at Baptist Hospital

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Group Health Insurance (Blue Options Plans)
Group health insurance is available to all full-time and part-time team members and their dependents. Eligibility starts the 90^th day of employment.

Dental Insurance
Full-time, part-time employees and their dependents are eligible for group dental insurance. Eligibility starts the 90^th day of employment.

Group Life Insurance
Group life insurance is provided by Baptist Health Care for all full-time and part-time employees. Additional coverage is available to employees at excellent group rates. Eligibility starts the 90^th day of employment.

Dependent Life Insurance
Full-time employees can take advantage of discounted rates for life insurance coverage for their spouse and legal dependents. Eligibility starts the 90^th day of employment.

Long Term Disability Insurance
Long term disability insurance is provided by Baptist Health Care for full-time employees disabled after 90 days of continued disability. Long term disability insurance integrates with Social Security and Workers Compensation. Eligibility starts the 90^th day of employment.

Optional Insurance Plans
Short term disability, vision insurance, critical illness, accident and whole life insurance are available to employees at discounted rates. Eligibility starts day one of employment (* Vision, 90th day of employment).

Section 125 Flexible Compensation Plan
Baptist Health Care provides this benefit for all full and part-time employees. This plan takes contributions for health, dental, and term life insurance and deducts them before taxes. Eligibility starts immediately upon hire.

403(b)/401K
This benefit is dependent on facility location. 403(b)/401K is a payroll deduction savings program which also reduces federal income taxes. Eligibility starts immediately upon hire.

Flex Spending Account (Cafeteria Plan)
Baptist Health Care provides this benefit to all full and part-time employees. This plan sets aside uncovered medical and childcare expenses on a pre-tax basis. Eligibility starts the 90^th day of employment.

Paid Days Off (PDOs)
PDOs are the incorporation of vacation, holiday, and sick leave into one program that allows for greater flexibility to employees in scheduling paid time off. Time off is paid at the employee’s regular hourly rate. Accruals begin on the 90th day of employment and are based on full-time or part-time hours worked. Full-time and part-time employees are eligible to use their PDOs after the 90 days probation period.

For more information about Employee Benefits, contact our Human Resources Department at 850.469.2402.